Monday, January 30, 2012

Accounting firm declares war on paper




Driving an army tank over the office filing cabinet seems a dramatic way of introducing a paper-free environment at work, but a Blenheim accounting firm has done just that.

Three years ago, the accumulation of boxes and filing cabinets filling the offices of TVA Lock chartered accountants on Scott St prompted directors to consider how they could become more user- friendly and efficient.

They have converted to a paperless office system, and the bulky filing cabinets are gradually being phased out.

Then when director Peter Tolan received a voucher from his wife for his 50th birthday from Tanks for Everything in Christchurch, he immediately thought of the satisfaction of crushing the ungainly cabinets and their old system along with it, under the tracks of a 52-tonne battle tank.

So that is exactly what he did.

Director Brian Creedy said the idea to go paperless was part of a larger scheme to maximise efficiency using innovative technology and speed up the turn-around time for their customers.

"We had 16 four-drawer filing cabinets, with boxes of files underfoot and shelves of paperwork, our office was very cluttered and untidy and it was getting harder and harder to keep track of everything," he said.

Now all records are stored in a server and backed up every day, a much cheaper alternative to the firm's former off-site storage unit. Paper use has been slashed by about 70 per cent, Mr Creedy said.

"If we needed any records beyond last years' we used to phone someone to dig out the file at `the bunker' and get them to bring it up to us.

"Storage space on a server is a lot cheaper than off-site, plus it saves time and staff. When a client rings up with a query, I've got all their records right there in front of me."

Instead of comparing paper copies of bank accounts with balance sheets, each staff member has two computer screens with the digital copies in front of them.

Mr Creedy admitted he was dubious about having two screens at first, but is even considering a third.

There were a few hiccups during the first 12 months as staff got used to the system but they would never go back, he said.

"It was second nature for the younger staff, but for us older accountants there was a bit of comfort having that file tucked under your arm. Now we are all used to it, we're providing a better, more timely service," he said.

"The whole concept has worked so well we've had other accounting firms from Christchurch visit us to check out our system."


Published in Marlborough Express- Kat Pickford 30/1/2012

Rippon this Waitangi Weekend!



It's that year again! Great to see Rippon Festival has sold out again this year. This town is host to such a variety of events, Challenge Wanaka one weekend, massive music festivals the next!

Love it! Enjoy and wear sunscreen.....

Thursday, January 26, 2012

Wanaka Meets the Fokker


An aircraft considered Germany’s deadliest fighter in World War 1 will fly at this year’s Warbirds Over Wanaka.

The Fokker D-8 replica has been built by the internationally acclaimed Vintage Aviator restoration company based in Wellington and Masterton.

Production manager Gene De Marco says construction of the plane was completed late last year and it will fly for the first time at Warbirds.

Gene is originally from New York and has been building and flying WW1 aircraft for around 25 years.

Along with the Fokker he will be bringing other aircraft from his collection to Wanaka for the Easter airshow.

“Some early aircraft don’t have throttles, or brakes or even ailerons. There’s a huge difference from modern aircraft and you really have to be around them to learn about them.”

The nimble German D-8 fighter is a parasol-winged monoplane which entered WWI late but was quickly acknowledged as a formidable foe by Allied pilots.


It carried two machine guns and was extremely manoeuvrable in comparison to its predecessors.

It will be joined at Wanaka by a British Bristol Fighter.

This was a very successful two-seater aircraft which served in New Zealand during the early days of the RNZAF, known then as the New Zealand Permanent Air Force.

Bristol Fighters were used for pilot training, aerial surveying, and gathering meteorological data in this country, and flew in combat with the RAF in Europe, some piloted by New Zealanders such as the highly decorated fighter ace, Sir Keith Park.

A WWI Sopwith Camel will also be appearing at Wanaka this year. The Camel, an agile bi-plane which was difficult to control in landing and take-off, was also flown by Kiwi pilots in WWI.

Posted on Wanakalive.com news page 26th January 2012

Wednesday, January 25, 2012

Top 10 New Year’s Resolutions for Businesses

Our top 10 resolutions will help you focus on what’s important to you and your business, whilst maintaining a sensible work-life balance and a state we like to call ‘Business Contentment’.

1. Learn how to delegate and make it a daily habit

We often delude ourselves that it’s easier to do something ourselves rather than teach a staff member the process. That initial time spent transferring knowledge and skill is a powerful investment in leveraging our own time.

2. Fight procrastination

Procrastination is referred to as the ‘thief of time’. The simplest trick in dealing with procrastination is to do the hardest tasks first.

3. Focus on one thing at a time and stop multi-tasking

Recent research indicates that people who constantly multi-task take longer to complete tasks and make more mistakes. Get into a real work zone. Turn off your mobile phone and your email and disconnect from all distractions and possible interruptions for blocks of time. You’ll be amazed at what you achieve.

4. Set realistic goals

Goals should be SMART – Specific, measurable, achievable, realistic and time bound.

5. Make business planning a weekly event

Set aside time each week to review, adjust and look forward. Lock these times permanently into your diary or online calendar.

6. Promote your business regularly and consistently

It’s amazing how businesses just expect potential customers to know that they exist. There are plenty of low cost ways to promote your business, so create a simple marketing plan.

7. Learn something new

What you choose to learn may be directly related to your business or completely unrelated. Depending on how you choose to learn, you may meet new and interesting people who may become customers, colleagues or friends.

8. Drop what doesn’t work for you and move on

If a technique, a product or a business relationship isn’t working for you, take stock. Don’t keep investing a lot of energy into trying to make the unworkable work. Move on. Something better will turn up.

9. Give something back to your community

Find a cause that matters to you and give what you can. Serve on a worthwhile committee, be a mentor, volunteer or simply make regular donations to the groups in your community that make the place you live a better one.

10. Put time for you in your calendar

Business owners lead demanding lives. All work and no play is a recipe for mental and physical disaster. If you have trouble freeing up time to do the things you enjoy, write time regularly into your schedule to ‘meet with yourself’ and stick to that commitment. If you won’t invest in yourself, who will?

WOW, Warbirds Over Wanaka!!

It's that year again, time for Warbirds 2012.

For three days over Easter our Wanaka skies will be filled with noise, fun and sights to see.

There website says:

Over 65 aircraft including the Spitfire & Kittyhawk mix with trade stands, wine & food, aircraft for sale, classic cockpits, warhorses and ground displays. The RNZAF have their 75th anniversary in 2012 and invite you to their superb celebration.

Wahoo, get onboard and we will see you there!

Tuesday, January 24, 2012

Team 3 Findlays!


Here are the results for Team 3 Findlays for the half team event on Saturday. Fantastic swim by Kenzie saw the team off to a great start. The weather was fantastic a Wanaka day for both Phillippa and Scott to do their best in the run and bike.

Fun was had by all, the team here at Findlay and Co are pretty proud of the trio!

Challenge Wanaka Stuff

It might sound strange that 40 seconds could prove so important over a race which lasts almost nine hours, but that might have been the case for defending Challenge Wanaka titleholder Jamie Whyte on Saturday.

The Southlander was fourth out of Lake Wanaka after the 3.8km swim, trailing fellow New Zealanders Kieran Doe and Bryan Rhodes and eventual winner Aaron Farlow, of Australia, by less than a minute.

With Farlow eventually catching and passing Doe on the bike and Rhodes dropping out of contention, Whyte had the loneliest, longest ride of the leading contenders and he was not able to press his claims on the run before settling for second place, with Doe third.

While riders aren't allowed to draft at Challenge Wanaka, there is a benefit from trailing another rider.

"I was in a position where I was caught in no-man's land on the bike, obviously behind the lead group and well in front of the chase group, so I rode a 180km time trial today. It was hard out there. I had to do all the work myself," he said.

"I'm really proud of the way I raced. It was a tough situation to be in and I just had to dial in my wattage and chase hard. I held that gap to those front guys, who were working together so I was always up against it. Full credit to the way Aaron raced, he deserved it."

Was the swim pivotal?

"I was happy enough. I didn't lose too much time to Kieran but maybe the 40sec to Aaron Farlow might have cost me. If I'd swum 40sec faster I might have been able to ride with him up at the front," he said.

"Looking back, maybe that was a decisive moment in the race, but in saying that he raced incredibly well across all three legs today and I don't know if that would have made the difference."

Whyte, who left after the race to attend the wedding of a former university friend and workmate in Queenstown, isn't about to beat himself up too much about the result.

While disappointed not to back-up in Wanaka, he enjoyed the experience of wearing the race's heaviest number. "It's something to work on. I know that swimming is a weakness, but fourth out of the water's not too bad. I'll just keep chipping away, maybe come back next year 40sec faster and it could be a different race," he said.

"You don't get too many opportunities like this in your life so I was certainly ready for it, I prepared well. I was in the best possible shape and I was cleanly beaten today by the better athlete."


Meanwhile, Christchurch's Gina Crawford re-established herself as the undisputed queen of Challenge Wanaka after winning her fourth title at her fourth attempt after missing last year's race to start a family.The former Southland Boys' High School pupil has a varied programme for the remainder of his summer which will take him to Australia, Europe and North America.

With baby son Benji waiting for her on the sideline, Crawford held off the challenge of former professional cyclist Britta Martin, a German now based in Nelson, who is the partner of New Zealand Olympic cyclist Robin Reid, and a fast finish from Wanaka local Simone Maier.

"I've been out for a while and I definitely needed to prove myself to all my sponsors again that I'm still the athlete that I was,"Crawford said.

Men: Aaron Farlow 9:44.06 1; Jamie Whyte +10.00 2; Kieran Doe +15.24 3.

Women: Gina Crawford 9:44.06 1; Britta Martin +3.33 2; Simone Maier +13.36.


Published on Stuff by Nathan Burdon on the 23rd January

Saturday, January 21, 2012

It's race day!

Good luck everyone, be safe and do your best!

Thursday, January 19, 2012

The new Google: what does it mean for your business?

Google has long been a friend to small businesses, making it much easier to market services and products. Just think about the game-changing things Google has done in the advertising space:

  • Introduced pay-for-performance advertising to the mainstream (ie. charging per action rather than for exposure), forcing traditional media to become more transparent in terms of the ROI they offer
  • Created a PPC model combined with infinitely flexible ad targeting that allows even the smallest ad budget to be effective
  • Created a search relevancy model that evens the playing field, potentially giving the little guys just as much exposure to prospective customers as the big global brands
  • With Google Places, every business in the world can have a strong, easily self-managed online presence, for free!

The benefits of these innovations are well documented. I want to look at what Google has done more recently, and how this could change how businesses promote themselves online.

Google is going social – and in a big way. By now you’ve probably heard about Google+, Google’s new social network. On the surface, it appears to be just a competitive product to Facebook and Twitter. However, Google has much bigger plans than that, as evidenced by changes to Google’s search engineannounced last week. These changes are rolling out now.

In a nutshell, Google has embedded Google+ into its core search engine product in three key ways:

Personal results

Google’s search results are tailored more specifically to you (they already were to a certain extent by using your location and web history, but this now goes further). Relevant content shared by you and your connections on Google+ will get a ranking boost, appearing higher in search results than they normally would.

Profiles in search

Google+ profiles and pages will appear in the Search Auto-complete and in search results.

As in the screenshot below, a search for photography blogger Trey Ratcliff brings up his G+ profile as an Autocomplete suggestion…

And if you then click on that suggestion, his profile appears, including a button allowing you to immediately follow him on Google+

Suggested people and pages

On the right hand side of the Search Results page, Google will now show suggested G+ profiles and pages for some high level topic searches. For example, the following may appear in a search for “music”…

These changes are a major overhaul of Google’s search engine and there’ve been many calls in the blogosphere that Google has abandoned its objectivity and is unfairly favouring its own social network over rivals Facebook and Twitter. Excellent analysis of the issue was made by my favourite search blogger Danny Sullivan. Check it out here.

So what does this mean for small business?

Regardless of whether or not Google is being unfair, it’s obvious that having a Google+ page is a very important weapon in your arsenal. Here’s why:

  • Content you have shared on G+ will appear highly in relevant searches made by not just your followers, but also those your followers are connected to. If you generate as many followers as possible and then share content, you’ll enhance your reputation and brand!
  • Appearing in the People & Pages suggestions for relevant search keywords could create invaluable exposure even if you don’t appear on the first page of normal search results. I would be over the moon if we got the Xero+ page to appear here whenever people did a search for “accounting software”!

For marketers there are some additional features – but I’ll leave that for another blog post.

Finally, you might think having yet another social media profile to maintain is a time waster, but for those businesses that rely heavily on the web, Google has made G+ almost impossible to ignore.

By the way, don’t forget to follow Xero on Google+!

How to get started on G+

If you don’t already have a G+ profile, follow these steps…

  1. Navigate to plus.google.com
  2. If you have a Google Account, hit the Sign in Button. If not, click the Create an Account link
  3. Follow the instructions to create a public profile
  4. On the Add people you know screen, search for Xero and click ‘Add to Circles’. Repeat for anybody else you know or want to follow
  5. Complete your G+ profile to reflect who you are
  6. Start sharing!
Posted on the Xero blog on18 January 2012 by

Morgan sells to Kiwibank

Economist and commentator Gareth Morgan has sold his funds management company Gareth Morgan Investments to Kiwibank.

The announcement was made in Wellington a short time ago.

Morgan says he will remain a director of the company which runs Gareth Morgan KiwiSaver, and a key member of the investment strategy team.

Gareth Morgan Investments was established by Morgan and fellow economist Andrew Gawith. It manages NZ$1.5 billion, making it one of New Zealand's largest fund managers.

Gareth Morgan KiwiSaver Scheme has total funds under management of $646 million and 57,004 members as at December 2011.

Kiwibank would not disclose the purchase price but said GMI would run as a stand alone operation and become its wealth management division.

Morgan said he initiated the sales process having grown weary of a company which had grown to have 50 staff. ''I don't want top run 50 people _ I can handle 10,'' he said.

He referred to the divesting of that responsibility as getting a monkey off his back.

Kiwibank is to retain the GMI brand and Morgan will focus on his ''passion in this space _ investment portfolio management''.

''The backing by Kiwibank ensures that the business has a strong and credible succession plan,'' Morgan said. ''In short, it will be business as usual.''

Kiwibank said both Morgan and Gawith will remain directors of GMI alongside two Kiwibank-appointed directors.

Kiwibank chief executive Paul Brock described the purchase as a unique opportunity for the bank to rapidly grow its Wealth and KiwiSaver businesses.

''We started our own KiwiSaver scheme just over a year ago and while the growth has been impressive we were aware of the need to extend our investment management capability. Our plan to do this looked very much like what GMI has developed,'' Brock said.

Kiwibank was launched in 2002 and has about 800,000 customers. Kiwibank launched its KiwiSaver scheme in 2010 and currently has 15,000 customers.


Posted on Stuff.co.nz 18/01/2012

One day to go!!

Heres what the Challenge Wanaka clock says....one day to go!! Eat up everyone, get some rest, enjoy our town!

Tuesday, January 17, 2012

Fun at Puzzling World Junior Challenge

Over 270 children from throughout New Zealand marked the opening of the Challenge Wanaka Triathlon Festival with the Puzzling World Junior Challenge Wanaka.


The children, aged between six and 15, swam, biked and ran through Lake Wanaka and around Pembroke with not only personal pride at stake but also a spot as a balloon kid, running down the finish chute behind the winners of Challenge Wanaka next Saturday.

“Wow, those kids were tough today,” said Challenge Wanaka director, Victoria Murray-Orr. “I can’t believe we woke to snow on the hills this morning but that wasn’t going to stop these guys – it was awesome to see so many youngsters having so much fun.”

The Challenge Wanaka Triathlon Festival continues tomorrow (Monday) with the Radio Wanaka 5km Charity Fun Run followed by Swim the Course on Wednesday morning. Some of the world’s top short course athletes will race in Tri NZ’s Contact Cup on Friday night before the flag ship iron distance triathlon, Challenge Wanaka on Saturday 21st, along with the Lake Wanaka Half. For further information, visit www.challengewanaka.com.

The results from the event are as follows:

Boys – 6-7 years
1st Sam Idiens (7) – Christchurch
2nd Ian Pugh (6) - Tauranga
3rd Caleb Dixon (7) – Cromwell

Girls – 6-7 years
1st Ella Landreth (7) – Landreth
2nd Grace Creighton (7) – Wanaka
3rd Olive-Coco Verkerk (7) – Oamarau

Winning team – 6-7 years
The Rock Stars – Georgia Bailey, Rachel Scovey and Goergia Thomson all six from Queenstown

Boys – 8-9 years
1st Jack Keen (9) – Hokonui
2nd James Suddaby (9) – Wanaka
3rd Jack Findlay (8) – Wanaka

Girls – 8-9 years
1st Jessica Ekroyd (9) – Wanaka
2nd Jaide Dixon (9) – Cromwell
3rd Anneke Philip (8) – Balclutha

Winning team – 8-9 years
WOW – the Women of Wanaka – Ruby Burke, Meg Harroway both 9

Boys – 10-12 years
1st Gregor Findlay (11) – Wanaka
2nd Callum Hancock (10) – Wellington
3rd Roger Kerbus (10) – Wellington

Girls – 10-12 years
1st Mia Pugh (10) – Wanaka
2nd Petra Hartley (11) – Winton
3rd Ellesse Andrews (12) – Wanaka

Winning team – 10-12 years
Zarifah – Kate Zarifah (9), Harry Zarifah (10) Charlie Murray (10) – Wanaka

Boys – 13-15 years
1st Matthew Adams (15) – Rangiora

Girls – 13-15 years
1st Molly Wheeley (12) – Winton

Winning Team – 13-15 years
The Muzzarifs – Jackson Murray (12), Jack Zarifah (13), Samuel Murray (10) – Sumner and Wanaka

For full results, please click here: Junior Challenge Results 2012. This post from Challenege Wanaka on January 16th, 2012

Monday, January 9, 2012

Revealing Lake Wanaka - Tony Dodds

Challenge Wanaka Countdown!!!



Eleven days to go and team Findlay family are ready to go! Phillippa, Scott and their daughter Kenzie will be competing as a team in the half Challenge on the big day!

Kenzie pictured above in the pink hat and goggles will be tackling the swim leg, Scott on the bike and Phils handling the run. We wish them lots of luck and heaps of fun on the big day!

Picture courtesy of Marjorie Cook from the Wanaka Lake Swimmers blog!


Five Things You Should Stop Doing in 2012

I recently got back from a month's vacation — the longest I've ever taken, and a shocking indulgence for an American. (Earlier this summer, I was still fretting about how to pull off two weeks unplugged.) The distance, though, helped me hone in on what's actually important to my professional career — and which make-work activities merely provide the illusion of progress. Inspired by HBR blogger Peter Bregman's idea of creating a "to ignore" list , here are the activities I'm going to stop cold turkey in 2012 — and perhaps you should, too.

  1. Responding Like a Trained Monkey. Every productivity expert in the world will tell you to check email at periodic intervals — say, every 90 minutes — rather than clicking "refresh" like a Pavlovian mutt. Of course, almost no one listens, because studies have shown email's "variable interval reinforcement schedule" is basically a slot machine for your brain. But spending a month away — and only checking email weekly — showed me how little really requires immediate response. In fact, nothing. A 90 minute wait won't kill anyone, and will allow you to accomplish something substantive during your workday.
  2. Mindless Traditions. I recently invited a friend to a prime networking event. "Can I play it by ear?" she asked. "This is my last weekend to get holiday cards out and I haven't mailed a single one. It is causing stress!" In the moment, not fulfilling an "obligation" (like sending holiday cards) can make you feel guilty. But if you're in search of professional advancement, is a holiday card (buried among the deluge) going to make a difference? If you want to connect, do something unusual — get in touch at a different time of year, or give your contacts a personal call, or even better, meet up face-to-face. You have to ask if your business traditions are generating the results you want.
  3. Reading Annoying Things. I have nearly a dozen newspaper and magazine subscriptions, the result of alluring specials ($10 for an entire year!) and the compulsion not to miss out on crucial information. But after detoxing for a month, I was able to reflect on which publications actually refreshed me — and which felt like a duty. The New Yorker , even though it's not a business publication, broadens my perspective and is a genuine pleasure to read. The pretentious tech publication with crazy layouts and too-small print? Not so much. I'm weeding out and paring down to literary essentials. What subscriptions can you get rid of?
  4. Work That's Not Worth It. Early in my career, I was thrilled to win a five-year, quarter-million dollar contract. That is, until the reality set in that it was a government contract, filled with ridiculous reporting mechanisms, low reimbursement rates and administrative complexities that sucked the joy and profit out of the work. When budget cuts rolled around and my contract got whacked, it turned out to be a blessing. These days, I'm eschewing any engagement, public or private, that looks like more trouble than it's worth.
  5. Making Things More Complicated Than They Should Be. A while back, a colleague approached me with an idea. She wanted me to be a part of a professional development event she was organizing in her city, featuring several speakers and consultants. She recommended biweekly check-in calls for the next eight months, leading up to the event. "Have you organized an event like this before?" I asked. "Can you actually get the participants? Why don't you test the demand first?" When none materialized, I realized I'd saved myself nearly half a week's work — in futile conference calls — by insisting the event had to be "real" before we invested in it. As Eric Ries points out in his new book The Lean Startup , developing the best code or building the best product in the world is meaningless if your customers don't end up wanting it. Instead, test early and often to ensure you're not wasting your time. What ideas should you test before you've gone too far?

Eliminating these five activities is likely to save me hundreds of hours next year — time I can spend expanding my business and doing things that matter. What are you going to stop doing? And how are you going to leverage all that extra time?

2:55 PM Thursday December 15, 2011
by Dorie Clark | Harvard Business Review

GOAL SETTING: THE KEY TO SUCCESS

We thought a nice way to start the year would be to talk about goals, we found this article that said all we wanted to say! Happy New Year!

“Without goals, and plans to reach them, you are like a ship that has set sail with no destination.” -Fitzhugh Dodson

Did you know that less than 3 percent of Americans have written goals, and of those who do less than 1 percent review and rewrite their goals on a regular basis?


This means that as soon as you start setting goals and reviewing them regularly you’ll be ahead of 99% of the population in terms of the potential to become successful.

If you want to accomplish something in life, financial independence for example, and you don’t establish clear and specific goals it’s more like day dreaming than goal setting.

KEEPING APART GOALS AND DAY DREAMING

Ask yourself the following four questions to discern if your goals qualify as goals or if they can be considered as day dreaming. In the examples below I use becoming rich as a goal, but these questions can be applied no matter what kind of goal you want to achieve.

  1. Is this goal specific? Becoming rich is a dream, and to turn this dream into a goal you need to put numbers on it. Instead of having the goal to become rich, which really isn’t a goal, your goal can be specified as building a net worth of $1 million.
  2. Is this goal actionable? Hoping to become rich by winning the lottery is a dream. A goal needs to be something that you can take action on, preferably right now. Becoming wealthy through starting a business is actionable.
  3. Does this goal have a time limit? ”I am going to be worth $1 million one day”, or ”Some day I will go to France”, or ”Some day I will change career”, all of those are goals, but they can be improved. When you set a deadline, that’s when the magic really begins to happen. ”I am going to be worth $1 million in seven years”, or ”I will go to France within three years”, now those are better examples of correct goal setting.
  4. Is this goal realistic? Building a $1 million net worth in seven years is totally reasonable, but setting the goal of building $1 million net worth in three months is just not realistic. It is possible, but not realistic. While it’s important to not set the bar too high, it’s just as important not to set the bar too low. If you feel scared by your goal but still feel that you can accomplish it, that’s when you know you have set the bar at an appropriate level..

BREAKING DOWN GOALS

When setting goals people often start with the big goals, goals that may be spanning several years into the future. To translate your big goal into a managable plan you need to break the goal down though. Let’s say your goal is to be worth $1 million within 7 years. Then what?

You Break The Goal Down

Breaking down your goal into smaller sub goals or objectives makes goal setting more managable, and this is an important strategy in how to set goals the right way. For example, if you want to write a book within a year the goal to ”write a book in one year” can feel massive. It’s easier to break that goal down into monthly and weekly goals, so your monthly goal might be to finish chapter one, while your daily goal might be to write one page per day. All of a sudden it feels a lot more managable.

KEEPING A DAILY TASK LIST

A secret to successful goal setting is to have a clear picture of what needs to be done each and every day to move one step closer towards achieving your goal. A recurring habit among very successful people is that they know exactly what needs to be done when they get up in the morning, i.e. they plan their days ahead of time so they can get to work on the most important tasks immediately in the morning.

GOAL SETTING ARTICLES

This article goes more into how you can successfully create a daily task list. If you want to be the captain of your soul and the master of your future read this article.

Staying focused is one of the biggest challenges related to goal setting, and if you can’t focus on doing it won’t matter how many hours you spend on planning. Here’s five easy steps that you can take to stay focused.

Writing down your goals is a great start, but to really take it to the next level and increase your chances of accomplishing your goals you should regularly review them.

This article was posted on the Early to Rose website